Fraud & security

All topics Fraud & security Is my money secure?

Is my money secure?

We are authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 712935 (and number 792703 for payment services activities) and so are subject to strict capital adequacy and systems & controls requirements.

Moneybox is also covered by the Financial Services Compensation Scheme (FSCS), which is a government fund that exists to help consumers in the event of a firm failing.

Please click here to find out more about FSCS protection for your account.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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