Secure 4.00% AER (variable) with the Moneybox 90 Day Notice

Lock in your savings at a guaranteed interest rate for at least 90 days.

Start saving with as little as £1.

This account has a 90 day notice period. This means when you make a withdrawal request, we’ll return the money to your nominated bank account within one working day after your notice period ends.

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Your seasonal savings sorted

  • Earn 4.00% AER |variable) with the 90 Day Notice.
  • Get your cash 90 days after giving notice to withdraw - perfect for saving for any mid-term goals.
  • Open with as little a £1 and save up to £120,000.

What else should I know?

  • Money in the 90 Day Notice is deposited with a panel of third party banks. Eligible deposits will be protected by the Financial Services Compensation Scheme up to £120,000 across the total amount of money you have with each third party bank, whether deposited direct with the bank, or through Moneybox or an alternative provider. Please see our FSCS page for details.
  • The 90 Day Notice has a withdrawal notice period. When you request a withdrawal, you’ll need to wait 90 days before your money is returned to you.
  • Interest is calculated daily and paid into your account each month. We will keep you informed of any changes to the interest rate.

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Everything you
need to know

90 Day Notice

  • 4.00% AER (variable)
  • Interest is earned daily and paid on the 1st day of each month, rounded down to the nearest penny.
  • Yes – the interest rate is variable, so it can go up or down.
  • If we change the rate or eligibility criteria, we will inform you as soon as possible via the Moneybox app and by email. If the rate goes down or if the change is otherwise detrimental to you, we will inform you at least 14 days plus the length of the 90-day notice period before the change takes effect.
  • Moneybox does not charge a service fee for savings products. We do not keep any interest, but we may still receive a fee from the third-party banks where your money is deposited.

Estimated balance after 12 months: £1,040.00

This assumes that:

  • The product is opened with £1,000.
  • No further deposits or withdrawals are made.
  • The interest rate stays the same for the full 12 months.
  • The product is available to UK residents aged 18 or more.
  • You may only open and manage the product via the Moneybox app.
  • You may make payments into the product via the Moneybox app by Direct Debit, easy bank transfer or manual bank transfer.
  • Joint accounts are not allowed.
  • You can request to withdraw funds from your 90 Day Notice at any time via the Moneybox app.
  • On receipt of your withdrawal instruction:
    • We will request the return of your money, starting the 90 day notice period.
    • We will receive the money the next Business Day after the 90 day notice period has elapsed and will return the money to your nominated bank account that day.
    • Your money will continue to earn interest until it is returned to us.
    • Your money will not earn any further interest after it has been returned to us or while it is sent to you.

Questions & answers

If you have any questions, please chat to us in the app or email us via
support@moneyboxapp.com.

Find out more

Moneybox guide to saving

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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