The only app you need to buy your first home
Get started with our award-winning service and open a market-leading Lifetime ISA today.
We’ve made it easier than ever to get on the property ladder with one simple app.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA. Your home may be repossessed if you do not keep up repayments on your mortgage.
Taking you from first step to doorstep
Our simple app is here to help through your whole home-buying journey, whatever your starting point.
Saving up? Reach your deposit goal faster
Find out how much you need to save with our free deposit calculator, then set, forget and save automatically – with up to £1,000 bonus free on top – every year.
How does it work? Our deposit-boosting Lifetime ISA gets you a free 25% govt. bonus on top of everything you set aside, up to £4,000 per tax year. So, for every £4 you save, you get an extra £1 free. Yep, it’s that easy.
With our Home-buying Gifts feature, you can grow your deposit even faster with gifts from friends and family! They can easily contribute to your Cash Lifetime ISA via your unique gift link.
Plus, if you’re saving to buy with someone else, you can track your combined progress in the app with our Housemates feature.
Ready to buy? Find out how much you can borrow
Take the next step and get mortgage-ready. You can get a rough estimate with our Mortgage Calculator, or answer a few questions to secure your Mortgage In Principle, all in a matter of minutes.
Join over 1.5 million people building wealth with Moneybox
Plus, enjoy free impartial
advice through every step
With expert advice and access to 12,000+ deals from over 90 lenders, our trusted partner First Mortgage will handle everything. From securing the right mortgage for you, helping with paperwork and even arranging protection policies for peace of mind.
The Moneybox guide to home-buying
It's important you know
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
It's important you know
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
For Business Saver: T&Cs apply. Max one withdrawal per day.