What are Notice Accounts?

Notice Accounts can offer higher interest rates compared to instant access savings accounts – in exchange for a higher interest rate, you just need to give us notice before you take your money out.

The Notice Accounts we offer are:

• 32 Day Notice Account, which is powered by Investec with an interest rate of 3.56% AER (variable)
• 45 Day Notice Account, which is powered by Charter Savings Bank (CSB) and has an interest rate of 3.14% AER (variable). Please note that this account is currently closed to new customers
• 90 Day Notice, which has an interest rate of 3.75% AER (variable).
• 95 Day Notice Account, which is also powered by Investec and has an interest rate of 3.83% AER (variable)
• 120 Day Notice Account, which is powered by Charter Savings Bank (CSB) and has an interest rate of 3.29% AER (variable). Please note that this account is currently closed to new customers

For each, you’ll need to give notice to make a withdrawal. This means once you request a withdrawal in the app, it’ll take the respective notice period to receive the money from the bank(s) which hold your money.

For our 90 Day Notice, your notice period begins on the same day your withdrawal is requested. For our 32, 45, 95, and 120 Day Notice products, your notice period begins on the next available working day.

Then, once your notice period has passed, you will receive your money the next working day, typically by 6pm.