Promoter
This competition is operated and promoted by Digital Moneybox Limited, which is a private limited company registered in England & Wales with the company number 09597755 whose registered office is Suite 1.07 1-2 Hatfields, London SE1 9PG (“Moneybox”, or “we” / “us” / “our“).
How to enter and eligibility
1. To enter this competition you must, between midday on 20 February 2026 to midday on 27 February 2026 (the “Qualifying Period”) must:
a. follow Moneybox’s official Instagram account (“@moneyboxteam”) (the “Social Media Platform”); and
b. engage with the official competition post pinned on our Social Media Platform entitled “Tax Year Tips” (the “Post”) as follows:
(i) click “Follow” on the Social Media Platform; and
(ii) comment on the Post as further directed in the caption of the Post.
2. Each comment made in line with paragraph 1 above will be an “Entry”. You can make a maximum of 5 Entries into the competition, provided that each entry is unique (i.e. you have provided 5 distinct tips in your comments).
3. There is no fee for entering this competition.
4. Moneybox reserves the right to delete or hide any Entry on its Social Media Platform, including (but is not limited to) where you you do not comply with any of the following conditions:
a. Personal and Private Information: Do not include any personal data, whether it’s your own or someone else’s within your comment on the Post. This includes full names, addresses, phone numbers, email addresses or any other personal data.
b. Harmful or Illegal Content: We have a zero-tolerance policy for content that is illegal, dangerous or promotes violence. This includes submissions that (directly or indirectly)) describe illegal activities, promote hate speech or encourage or endorse tax evasion. Further, entrants must not have breached any laws when creating or submitting their Entry.
c. Copyright and Intellectual Property Violations: You must be the owner of your Entry and must not infringe the rights of any other party. Do not use any text or materials that you have not created yourself and that you do not own.
d. Offensive or Discriminatory Material: Entries should be respectful and appropriate for a general audience. Do not submit an Entry that is harassing, threatening, discriminatory or disrespectful to any individual or group.
e. Content Involving Children: Do not submit any information about a child and ensure your Entry is suitable for all audiences.
5. Moneybox, in its sole discretion, reserves the right to approve or reject any Entry at any time and for any reason.
Intellectual Property
6. By entering this competition and submitting an Entry, you grant Moneybox a perpetual, worldwide, irrevocable, sub-licenceable, royalty-free and non-exclusive licence to use, reproduce, edit, distribute, modify and display the Entry, in whole or in part, in any and all media and for any promotional and/or marketing purpose. This includes, but is not limited to, on our websites, mobile apps, social media platforms (e.g. Instagram, TikTok, YouTube), print and television advertising, and internal communications.
7. You irrevocably waive your right to review, approve or inspect any Entry before it is used, published or posted by Moneybox.
8. You will not be entitled to any payment or other compensation from Moneybox for our use of an Entry.
Disclaimers
9. No social media platform association: This competition is in no way sponsored, endorsed, administered by, or associated with any platform, including but not limited to, Instagram, TikTok, or YouTube. Entrants are providing their information to Moneybox and not to any other platform or individual. By participating, entrants release the platforms from any and all liability related to this competition.
10. Information purposes only: All content, materials, and information: (i) provided by Moneybox in connection with this competition; and (ii) submitted by as an Entry or otherwise by individuals viewing or engaging with the competition, are for general informational and promotional purposes only and do not constitute advice.
11. No advice provided: Nothing contained in the competition communications, including but not limited to social media posts, emails, website content, or the Entries themselves, constitutes financial, investment, tax or legal advice.
12. No advisory relationship: Participation in this competition, the selection of a shortlist, or the awarding of a prize does not create a financial advisory relationship between Moneybox and any entrant, winner, or other third party.
13. Entrant responsibility: Entrants submit their tips as private individuals and are not providing financial advice on behalf of Moneybox. Entrants and those viewing competition content should conduct their own research and, if necessary, seek independent professional advice before making any financial decisions or investments related to this competition.
14. No endorsement: The provision of a cash prize or the shortlisting of an Entry does not constitute an endorsement by Moneybox or Moneybox’s Director of Personal Finance of any specific financial product, market strategy or the specific content of the Entry
Warranties
15. By submitting an Entry, you warrant and represent that:
a. The Entry is entirely original and has been created solely by you.
b. The Entry does not infringe upon any copyright, trade mark, patent, trade secret or other intellectual property or proprietary rights of any third party.
c. The Entry does not violate any applicable laws or regulations.
d. You have the legal right and necessary permissions to submit the Entry and grant the licence set out in paragraph 6 above.
16. Moneybox makes no warranties or representations, express or implied, regarding the prizes, the competition or any outcomes thereof.
Moneybox Liability
17. Moneybox will not, under any circumstances, be responsible or liable for any loss, damage, personal injury or death, whether directly or indirectly occurring as a result of an entrant’s Entry into this competition or their acceptance or use of the prize, except where it is directly caused by the negligence of Moneybox or its employees.
18. Entrants understand and agree that they enter and engage in this competition entirely at their own risk. Moneybox is not responsible for any technical issues, errors, lost, delayed, incomplete or corrupted data, or omissions that may occur in the administration of the competition.
Judging Process
19. Each Entry will be judged through the following process. Each Entry will be assessed in the first instance by members of the Moneybox team. The Moneybox team shall judge each Entry on the following criteria:
a. Originality
b. Practicality
c. Impact
20. From this initial judging process, 10 Entries will be chosen by the Moneybox team to go forward for the final judging by Moneybox’s Director of Personal Finance. The Moneybox team’s assessment and judging shall be final, and no correspondence can be entered into in respect of such decisions. In the event that multiple entrants submit the same or substantially similar tips or ideas for the initial judging process, the first person to have submitted that tip or idea as an Entry will be chosen for the initial judging process.
21. Unsuccessful entrants will not be contacted and no feedback on any Entry will be provided.
Winners
22. 4 winners will be selected in accordance with the Judging Process set out above in Sections 19-21. Each winner will be contacted from Moneybox’s verified official Social Media Platform via direct message on 2 March 2026. We will ask each winner in that direct message to email Moneybox to claim their cash prize. Please note we will never ask you for any personal data or account details over Instagram direct message or via our Social Media Platform.
23. Each winner will need to respond to Moneybox via email to confirm that they accept or decline the prize within 14 calendar days from receiving the Instagram direct message about the prize by Moneybox. Responses confirming whether you accept via Instagram direct message will not be accepted as valid and if you do not follow up by email within the 14 calendar day timeframe, another winner will be selected per paragraph 24 below.
24. If a selected winner does not respond by email to our Instagram direct message within this timeframe, either to accept or decline the prize, one of the runners up from Moneybox’s shortlist of 10 individuals will be selected. For the avoidance of doubt, the new selected winner will also need to respond to Moneybox to accept or reject the prize within a 14 calendar day timeframe, otherwise a new winner will be chosen following the above process.
25. After you’ve accepted your prize, each winner agrees that a member of the Moneybox team may contact you via email for more information about your Entry if required.
Prize
26. Each winner will receive a cash prize of £250. Should the winner be a Moneybox customer, the prize will be paid into their respective linked bank account used for contributions into their respective Moneybox account. Should the winner not be a Moneybox customer, the prize will be paid into their chosen bank account after the relevant identity and fraud prevention checks are completed. We will endeavour to complete the payment within 5 working days.
Other
27. Entrants cannot enter into this competition if they are: (a) a resident of the United States; (b) not a UK resident for tax purposes; (c) an employee, contractor, officer or director of Moneybox (or its group companies) or any member of such a person’s immediate family or household; or (d) under 18 years of age.
28. These competition terms supplement our Moneybox Terms & Conditions. To the extent there is a discrepancy between these competition terms and the Moneybox Terms and Conditions, the Moneybox Terms and Conditions shall prevail.
29. By participating in the competition, you are deemed to have accepted these competition terms. Should you wish to not be considered for this competition, please email us at support@moneyboxapp.com or contact us via the in-app chat.
30. Moneybox reserves the right to cancel this competition or alter any of the rules at any stage, if deemed necessary in its opinion, and/or if circumstances arise outside of its control.
31. Please note we are required to make available information that indicates that a valid award took place. To comply with this obligation, we will send the surname and county of the prize winners to anyone requesting this information by sending a stamped addressed envelope to our registered office address within 90 days from the end of the Qualifying Period. If you object to any or all of your surname and county being published or made available, please notify us by contacting us on support@moneyboxapp.com, and we will remove you from the Prize Draw. Please note, we must provide details of any Prize Draw entrants to the Advertising Standards Authority, the Financial Conduct Authority, or any other competent authority requiring such details, on request.
32. To process the competition administratively, we will process your name, email address, date of birth, bank details, residential address, and other account details necessary. Personal data supplied will be treated as set out in our Privacy Notice.