LONDON, 8 December 2025: Moneybox, the award-winning wealth management platform, today announced the launch of three new Moneybox-branded fundsFunds, also called ‘tracker funds’, are financial instruments that have been set up to match or ‘track’ the price of a market index. Investing in a fund lets you get exposure to different financial assets like shares and bonds, without having to buy them directly., marking a significant strengthening of its wealth and investing proposition.
Developed in partnership with Amundi, the largest European investment manager, the new funds will be available to pension customers from 8th December 2025. They are designed to support customers in growing their money for retirement through a simplified, cost-effective, and expertly managed investment solution.
The partnership brings together Moneybox’s customer-led product design with Amundi’s global expertise in multi-asset investing and exchange traded fund (ETF) management. The funds have been created to offer customers a clear choice of risk and return profiles, depending on their life stage:
- IFSL Moneybox Cautious Fund: Low risk with lower potential returns. May be suitable for those almost at retirement age.
- IFSL Moneybox Balanced Fund: Medium risk with a similar mix of growth and stability. May be suitable for those starting to approach retirement age.
- IFSL Moneybox Adventurous Fund: Higher risk with higher potential returns. May be suitable for those further away from retirement age.
As part of the launch, Moneybox will introduce two of the new funds as a default investment option for pension customers. Those under 50 will default into the IFSL Moneybox Adventurous Fund, while those aged 50 and over will default into the IFSL Moneybox Balanced Fund. The funds are low-cost, actively managed, and designed to deliver long-term growth through diversified exposure to equities, bonds, and commodities.
Moneybox customers will now benefit from some of the most competitively priced personal pensions on the market. All three Moneybox funds have capped Ongoing Charge Figures (OCF) at 0.29% per year so customers will never pay more than this. In addition, Moneybox will only charge a 0.15% service fee, replacing its current platform fee, capped at £150 per year.
The aim of the new multi-asset funds (MAFs) is to deliver a straightforward, “hands-off” experience for customers, removing the need for manual portfolio rebalancing while maintaining a consistent long-term balance of risk and return.
This latest announcement builds on Moneybox’s history of innovation in pensions: in March 2019, it launched pension consolidation, becoming the first investment platform in the UK to offer a pension via an app. In 2022, Moneybox brought pension trusteeship in-house, giving the company full oversight and control over its pension funds, strengthening compliance, customer trust, and its ability to innovate in pension product design.
Charlie Mortimer, Co-Founder at Moneybox, commented: “Our mission is to give everyone the means to get more out of life – whether they’re saving and investing, buying their first home, or planning for retirement. The launch of the Moneybox funds marks a major milestone in our ambition to become a lifelong wealth partner to millions across the UK.”
“Since 2019, when we became the first investment platform to offer a pension via an app, we have been building the foundations for scalable and innovative retirement solutions. These new funds demonstrate how we can bring world-class investment expertise to our customers in a simple, affordable, and effective way.”
Investment Fund Services Limited (IFSL), part of the Marlborough Group, acts as the Authorised Corporate Director (ACD) for the funds. It has worked with Moneybox to design and launch them and will oversee their operation. As ACD, IFSL is responsible for ensuring the funds meet the highest standards of governance and comply with all Financial Conduct Authority regulations.
Eric Bramoullé, CEO of Amundi UK, said: “At Amundi we work to give more people access to high quality investments to help them secure their financial future. We are proud to partner with Moneybox to bring Amundi’s leadership in multi-asset and ETF capabilities to UK retirement savers, drawing on the extensive expertise of our investment team in designing tailor-made solutions.
Together we can make saving simpler, more accessible and more cost efficient for Moneybox’s customers. This strategic collaboration underscores Amundi’s long-term commitment to the UK market and digital wealth as well as the critical importance we place on delivering better retirement outcomes.”
ENDS
About Moneybox:
Moneybox is an award-winning wealth management platform on a mission to give everyone the means to get more out of life. Launched in 2016 by Ben Stanway and Charlie Mortimer, Moneybox has grown rapidly and now supports a community of over 1.6 million customers with more than £18 billion in assets under administration. The platform brings together saving, investing, home-buying, and retirement services—alongside powerful tools and educational content—to help people build wealth throughout life, no matter their starting point.
Moneybox is a Which? Recommended Savings Provider 2024, has been voted ‘Best First-Time Buyer App’ at the What Mortgage Awards three years running (2022, 2023, and 2024) and won the “Best Investment Provider” award at the British Bank Awards for three consecutive years (2023, 2024, and 2025).
support.moneyboxapp.com
About Amundi
Amundi, the leading European asset manager, ranking among the top 10 global players[1], offers its 100 million clients – retail, institutional and corporate – a complete range of savings and investment solutions in active and passive management, in traditional or real assetsAn asset is anything that holds value and which can be bought and sold freely.. This offering is enhanced with IT tools and services to cover the entire savings value chain. A subsidiary of the Crédit Agricole group and listed on the stock exchange, Amundi currently manages more than €2.3 trillion of assets[2].
With its six international investment hubs[3], financial and extra-financial research capabilities and long-standing commitment to responsible investment, Amundi is a key player in the asset management landscape.
Amundi clients benefit from the expertise and advice of 5,600 employees in 35 countries.
Amundi, a trusted partner that acts every day in the interest of its clients and society.
[1] Source: IPE “Top 500 Asset Managers” published in June 2025, based on assets under management as at 31/12/2024
[2] Amundi data as at 30/09/2025
[3] Paris, London, Dublin, Milan, Tokyo and San Antonio (via our strategic partnership with Victory Capital)
About IFSL
Investment Fund Services Limited (IFSL) is part of the Marlborough Group, which manages more than £18 billion of assets in the UK and internationally. IFSL provides authorised corporate director (ACD) services to ensure funds are managed in the best interests of UK investors. This role includes maintaining the highest standards of governance and taking ultimate responsibility for ensuring funds comply with Financial Conduct Authority regulations.
Contacts:
Moneybox
Joanne Leahy, Head of PR
joanne.leahy@moneyboxapp.com
Jake Hudson, Senior PR Manager
jake.hudson@moneyboxapp.com
Press
press@moneyboxapp.com
Amundi
Adrian Cammidge, Head of UK Communications
adrian.cammidge@amundi.com
Danae Quek, Senior PR Manager UK
danae.quek@amundi.com