Eligibility
1) The Investing Tiered Cashback Offer (the “Offer”) is available to new and existing customers of Digital Moneybox Limited (“Moneybox”) who open at least one of the Eligible Products (defined below) during the Offer Window (defined below) (an “Eligible Customer”, “you”).
2) The Offer is available from 12:00am on 2 January 2026 to 11:59pm on 1 February 2026 (the “Offer Window”).
3) This Offer cannot be redeemed in conjunction with any other Moneybox Offer regarding the Eligible Products.
4) This Offer is limited to the first 10,000 customers who open an Eligible Product (as defined below) during the Offer Window and either: (i) make a Qualifying Deposit (as defined below) of at least £500; or (ii) request and have an “in progress” transfer of at least £500 from another ISA or Lifetime ISA provider into the newly opened Eligible Product. The Offer is on a ‘first come first served’ basis and once this limit of 10,000 customers is reached, the Offer will be closed.
5) To be eligible to receive the Cashback (as defined below), an Eligible Customer must satisfy all the following requirements (together, the “Offer Requirements”):
a. during the Offer Window, open one or more Eligible Products (as defined below) and not cancel the Eligible Product(s) within the cancellation period;
b. during the Offer Window, make a Qualifying Deposit (as defined below) of at least £500 into one or more Eligible Product(s);
c. maintain the balance of your Qualifying Deposit(s) until 31 July 2026 (the “Eligibility Date”); and
d. satisfy the promotional requirements as set out in the Moneybox Promotional Terms.
6) For the purposes of paragraph 5(a) and 5(b), your product will be treated as open on completion of the registration process, at which point it will be visible in ‘Your active accounts’ in the ‘Accounts’ area of the ‘Settings’ tab in the Moneybox app.
7) An “Eligible Product” means one of the following products newly opened during the Offer Window:
a. Moneybox Stocks & Shares ISA;
b. Moneybox General Investment Account;
c. Moneybox Stocks & Shares LISA; or
d. Moneybox Junior ISA.
8) A “Qualifying Deposit” means a total cumulative deposit of £500 or more, which has been successfully deposited and credited into one or more Eligible Products in any one, or combination of, the following ways:
a. by Direct Debit (i.e. weekly collections) provided that you have instructed the collection by Direct Debit on or before 11:59am on 28 January 2026 and the deposit is successfully collected thereafter;
b. by easy bank transfer, manual bank transfer or variable recurring payment (if such deposit options are available to you) which is instructed on or before 11:59pm 1 February 2026 and the deposit successfully completes thereafter;
c. by using the ‘move money’ feature in the Moneybox app to move money from a Moneybox Cash ISA, Simple Saver or Reward Saver Account into an Eligible Product provided you have instructed us to ‘move money’ by 11:59pm on 1 February 2026 (for the avoidance of doubt, the ‘move money’ feature from any other Moneybox account, including any notice account or Cash Lifetime ISA, will not be considered a Qualifying Deposit);
d. a gift link deposit, applicable for the Moneybox Junior ISA (which for the purposes of the Cashback will be counted towards the Qualifying Deposits of the recipient, not the depositor, of the gift link deposit) so long as the recipient of the gift link successfully makes a deposit by 11:59pm 1 February 2026;
e. a transfer from another ISA or Lifetime ISA provider into an Eligible Product provided any such transfer request has been submitted to us during the Offer Window (“In Progress”) and subsequently completes by the Eligibility Date.
9) In respect of Qualifying Deposits, for the avoidance of doubt:
a. the cumulative total of Qualifying Deposits across all Eligible Products will determine the value of your Cashback; and
b. you may make withdrawals from your Eligible Products during the Offer Window, however, the net balance of the Qualifying Deposits at the Eligibility Date will determine the value of your Cashback.
10) A transfer that is “In Progress” from another ISA provider is one in which we have received a transfer request during the Offer Window where the customer’s current provider has been selected and correct policy information has been supplied. This will show as “Transfer In Progress” in the Moneybox app. Any Transfer In Progress must subsequently complete by the Eligibility Date.
11) You will not be eligible for the Cashback if you:
a. close or delete your Moneybox account, or any Eligible Product(s) via the Moneybox app before the Payout Date (as defined below);
b. cancel any of your Eligible Products, whether during the cancellation period or before the Payout Date;
c. instruct a deposit using the ‘move money’ feature from any product other than Moneybox Cash ISA, Simple Saver or Reward Saver Account;
d. request to transfer the balance of any of your Eligible Products to another provider which leaves a balance of less than £500 as the net value of Qualifying Deposits and such request to transfer is completed or pending at the Eligibility Date; or
e. make withdrawals from your Eligible Product(s) prior to the Eligibility Date which leaves a balance of less than £500 as the net value of Qualifying Deposits.
Cashback
12) The value of your cashback reward (“Cashback”) will be determined by the cumulative net value of all Qualifying Deposits made into the Eligible Product(s) and not withdrawn or transferred prior to the Eligibility Date, as set out in the table below.
| Min deposit amount | £500 | £5,000 | £10,000 | £20,000 | £50,000 | £100,000 |
| Max deposit amount | £4,999 | £9,999 | £19,999 | £49,999 | £99,999 | |
| Cash back | £20 | £50 | £100 | £150 | £250 | £500 |
13) If you open more than one Eligible Product, you will only be eligible for one Cashback payment for the cumulative total of all Qualifying Deposits.
14) By participating in this Offer, you agree that the Cashback will be paid into the Eligible Product that you first opened during the Offer Window.
15) The Cashback is non-exchangeable, non-transferable and no alternative will be offered.
16) The Cashback will be paid upon satisfaction of the Offer Requirements within 14 days from the Eligibility Date (the “Payout Date”).
17) We will pay the Cashback into your Eligible Product unless we are unable to do so, for example, if your ISA allowance is maxed out, in which case we will pay the Cashback into your personal bank account linked to your Moneybox account. If you hold ISA products with providers other than Moneybox, and the Cashback may result in you exceeding your annual ISA allowance, please inform us by contacting support@moneyboxapp.com by 31 July 2026. You are responsible for ensuring any Cashback paid does not exceed your annual ISA allowance.
Other
18) Before opening an ISA or Lifetime ISA product, it is your responsibility to review and understand the ISA and Lifetime ISA eligibility criteria and rules including those relating to withdrawals and penalties. Any tax implications depend on your personal circumstances, and the ISA and Lifetime ISA rules may change. Rules regarding contributions, tax benefits, and account usage are subject to change and may vary based on your individual circumstances. By proceeding, you acknowledge and agree that you have verified your compliance with HMRC regulations.
19) Please check with us before you transfer from another ISA or Lifetime ISA provider to ensure we can support your transfer. We are not liable for any delay in transfer of an ISA or Lifetime ISA.
20) We do not give tax advice or take account of your individual tax position. You are responsible for understanding your own tax position in relation to any Moneybox product you hold and the Cashback.
21) These terms (the “Offer Terms”) supplement the Moneybox Terms and Conditions (including the Moneybox Promotional Terms). To the extent there is a discrepancy between these Offer Terms and the Moneybox Terms and Conditions (including the Moneybox Promotional Terms), the Moneybox Terms and Conditions shall prevail.
22) By participating in the Offer, you will automatically be entitled to the Cashback and you are deemed to have accepted these Offer Terms. If you do not want to participate in the Offer, please contact our support team on support@moneyboxapp.com or via in-app chat by 31 July 2026 to be opted out.
23)Participation in this Offer may involve investments. It’s important to know that investing involves risk. You may get back less than you invest. Before committing to the long term nature of investments, you should have a shorter term cash supply available for emergencies. The longer you leave your money invested, the higher the chance of it performing better than cash. You should plan to invest for at least 5 years. FeesThe costs you pay to invest your money. may also apply.