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Pensions From the experts

3 March 2026
The fear of getting it wrong could cost millennial women almost half a million in retirement.
29 January 2026
The best way to start building confidence? Confidence expert says simply getting started is the way.
29 January 2026
Confidence isn’t a personality trait – it’s a skill. Listen to Tiwa Adebayo explain how to shift your mindset to financial confidence.
31 July 2025
Government relaunch Pension Commission to get Brits saving for retirement
3 July 2025
Updates to the Retirement Living Standards benchmark from Pensions UK
4 June 2025
Proposals for pension reform in the UK.
2 April 2025
By Moira O’Neill - Moira is an independent freelance investment and money writer, editor and presenter. She is a columnist for the Financial Times and the winner of the Headline Money Journalist of the year 2024.
16 September 2024
Head of Personal Finance, Brian Byrnes, answers your top pension questions.

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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