Our mission is to give everyone the means to get more out of life. We believe that building wealth throughout life, and all of the freedom, opportunities, and peace of mind that come with it, should be possible for everyone. That’s why we started Moneybox in 2016 and are now proud to be helping over 1.5 million people build wealth for what matters to them. We truly believe that the best investment you can make is in yourself. And to help you do just that, we’re constantly working to invest in you as part of the Moneybox community.

How we’re investing in you as a Moneybox customer

We know that managing your money and planning for the future can feel overwhelming. That’s why we’re building the best possible tools, products, and educational resources to ensure you feel informed, confident, and empowered every step of the way.

Smarter tools and personalised guidance

We’ve been rolling out new powerful, intuitive tools to help serve you and achieve your goals, at your fingertips in the Moneybox app:

  • Financial guidance – powered by Moneybox Aurora: Sometimes you just need a sense check on your financial options. Our in-app financial guidance tool, combines human experience and expertise with the latest advancements in technology and AI helping you make smart, confident choices with your money. Find it in-app on your Home or Wealth tab. Can’t access it yet? We’ll be rolling this out to more customers over the next few months.

Our tailored plan is guidance, not financial advice. We give you actions to explore, so you can make choices that work best for you – you’re in control. If you’re unsure, seek independent financial advice before making any decisions. Financial guidance is not currently available on all accounts.

  • Powerful projections: Want to know what your current investing portfolio might look like in 20 years, or how your savings could grow with regular contributions? Our Projections tool helps you visualise your future and stay motivated.

Projections are not a guarantee of future performance. You may get back less than you invest.

  • Your personalised hub: Are you saving for your first home with a Moneybox Lifetime ISA? Head to the Discover tab where you’ll find the new ‘For You’ section. See personalised content, nudges, and next steps tailored to your specific financial goals and products, ensuring you see the right information at the right time. Watch this space as we continue to roll this hub out to more of our customers!

Future-proofing your Pension

Your retirement fund is one of the most critical investments you’ll ever make, and we are committed to ensuring it’s working as hard as possible for you.

  • Better and cheaper Pension funds: We’re thrilled to be evolving our pension offering. In 2026, we’ll be transitioning some existing customers over to the new, more streamlined Moneybox funds – one of the most competitively priced personal pensions available on the market*, meaning more of your money stays invested for your future! This will also be available for new customers too! With our competitive fees, there’s nothing stopping you from making sure your Pension is the next task on your to-do list.

*Source: Moneybox Pension Pricing, Dec 2025. Capital at risk. Pension and tax rules apply.

Explore Moneybox Pensions

  • More coming soon: This fund migration is just the first step. We have a pipeline of exciting developments planned to make your Moneybox Pension even more flexible and powerful. Watch this space!

Making your money work harder

We want to make it as easy as possible for you to grow your wealth, whether you’re saving for a rainy day or investing for the long term.

  • Invest your interest: Seeking long-term growth but not sure where to start? Our exclusive feature lets you automatically invest the interest you earn from your Cash ISA or Simple Saver into a Moneybox Stocks & Shares ISA. This allows you to preserve your cash savings and your annual ISA allowance while giving your earnings the potential to grow in the market.

Capital at risk. Investing should be long term, and consider an emergency savings buffer. Fees apply. ISA and tax rules apply.

  • Waived monthly £1 subscription investing fees: We want to make it even easier to start investing in your future. That’s why we waive the monthly £1 investing subscription fee when you have £5,000 or more saved in a Moneybox savings account, like a Cash ISA or Simple Saver.

Explore investing

  • Exclusive reward rates: We value your loyalty. With our Simple Saver reward rate, you can earn an additional 1% bonus on top of the existing 2.65% AER (variable) when you have another eligible Moneybox account.

Eligibility criteria applies.

Get reward rate

Supporting your homeownership journey

Whether you’re a first-time buyer or looking to remortgage, we’ve got your back.

  • Free mortgage advice: Get access to expert support with our trusted partner, First Mortgage. With access to over 12,000 deals from 90+ lenders, we handle everything—from finding the right deal to the paperwork—so you don’t have to.

Your home may be repossessed if you do not keep up repayments on your mortgage. Provided by First Mortgage Limited.

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Expert-led education & community

An educated customer is an empowered customer. We’re dedicated to helping you master the fundamentals of money and investing:

  • Moneybox Masterclass videos: Our popular Masterclass series breaks down complex financial topics into easy-to-understand, bitesized video sessions. From new tax year tips, to building confidence for financial growth, to maximising your ISA allowance – the experts have got you covered. Head to our YouTube channel to catch up with the experts, or click the links below: