Learn Hub | Home-buying | Moneybox

Step 5 – Secure a mortgage

14 June 2022

Here's how to prepare your key documents, find the right mortgage for you and submit a successful mortgage application!

First-time buyer guide

Step 6 – Start the conveyancing process

14 June 2022

Find out what's involved in the conveyancing process, how long it takes and why searches are important.

First-time buyer guide

Step 7 – Consider a home survey

14 June 2022

Everything you need to know about home surveys to decide if you should get one on your new home.

First-time buyer guide

Step 8 – Prepare to exchange contracts

14 June 2022

Tick these final tasks off your to-do list and prepare for the moment of exchanging your mortgage documents.

First-time buyer guide

Step 9 – Exchange contracts

14 June 2022

Everything you need to know about this crucial but exciting stage of your home-buying journey.

First-time buyer guide

Step 10 – Complete your home purchase!

14 June 2022

Congratulations - you're a home owner! Here's how to prepare for completion day and some tips when you move into your new home.

First-time buyer guide

How to get a mortgage when self-employed

1 June 2022

Check out our top tips to boost your chances of getting a mortgage when you're self-employed.

Videos

How much can I borrow for a mortgage?

1 June 2022

Every home-buyer's first question: how much can I afford to borrow? Here's how to figure it out.

Videos

7 home-buying costs to budget for

1 June 2022

When buying a home, knowledge is power. Here are the 7 main costs to build into your home-buying budget - and roughly how much to save for each.

Videos

Home-buying glossary

4 May 2022

A jargon-buster guide for the key home-buying terms you might hear.

Articles

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.