Anyone with a UK bank account can send gifts of £100 or more. For our Junior ISA, you can receive as many gifts as you’d like, with each gifter able to deposit up to £9,000 each tax year, or your remaining JISA allowance.
For gifters with their own Junior ISA, sending a gift to someone else’s JISA does not count towards the gifter’s own annual ISA allowance.
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
For Business Saver: T&Cs apply. Max one withdrawal per day.
