Investment options

Which tracker (mutual) funds can I invest in?

The tracker funds we offer investment into are:

  • Global Shares: Fidelity – Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.
  • Global Property Shares ESG: iShares by BlackRock – Gain exposure to over 300 property companies across a range of industries, from residential to retail.
  • Cash Trust: Legal & General – Make modest returns with a lower level of risk in this Cash Fund.
  • Overseas Government Bonds: iShares by Blackrock – Diversify your portfolio and balance your risk with government bonds of largest developed economies, excluding the UK.
  • Overseas Corporate bonds ESG: iShares by Blackrock – Balance your portfolio with bonds which are generally a lower risk and lower return option than shares.
  • Global Shares ESG: Old Mutual – Invest in companies from across the developed global stock market that consider environmental, social and governance (ESG) factors.
  • Global Health & Pharmaceuticals Shares: Legal & General – Gain exposure to the global healthcare sector with this fund.
  • Global Technology Shares: Legal & General – Back the building of new technologies by investing in the biggest tech companies like Google.
  • Islamic Global Shares: HSBC – Follow the principles of Islamic finance by excluding industries such as alcohol and tobacco.
  • Emerging Markets SharesESG: Royal London – Invest in companies from emerging markets, like Asia and Latin America, that score highly on ESG factors.
  • Emerging Markets Shares: Fidelity – Invest your money across a range of developing markets, including Asia and Latin America.

If you signed up before 19th December 2018, your options included:

  • Vanguard LifeStrategy 100% Equity A Acc

You will be able to see the Key Investor Information Documents (KIID) for each fund by going to Wealth > Select account > Tap the relevant fund and then selecting ‘Key Investor Information’. These are also available on our website.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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