If you hold a Moneybox Cash ISA or an Open Access Cash ISA, your money is deposited with a panel of third-party banks. Each bank is covered by the FSCS up to the £120,000 limit per authorised institution, meaning your money is protected up to the £120,000 with each bank on the panel.
You can view the full list of banks we use on our website.
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
For Business Saver: T&Cs apply. Max one withdrawal per day.
