What’s the eligibility criteria for the Simple Saver reward rate?

You can earn a 3.40% AER (variable) reward rate on your Simple Saver if you have either:

• a balance above £0 in a qualifying Moneybox account (ISA, Lifetime ISA, Junior ISA, or Pension)
• a Reward Savings Account.

If your balance in your Lifetime ISA drops to £0, you are eligible to keep the reward rate for 12 months or until a later period at our discretion. We’ll give you 14 days notice if this changes.

You’ll need to make sure you’re on the latest app version to see your reward rate reflected in the app.