Notice Accounts

All topics Savings accounts Notice Accounts What are Notice Accounts?

What are Notice Accounts?

Notice Accounts can offer higher interest rates compared to instant access savings accounts – in exchange for a higher interest rate, you just need to give us notice before you take your money out.

The Notice Accounts we offer are:

  • 32 Day Notice Account, which is powered by Investec with an interest rate of 3.56% AER (variable)
  • 45 Day Notice Account, which is powered by Charter Savings Bank (CSB) and has an interest rate of 3.14% AER (variable). Please note that this account is currently closed to new customers.
  • 90 Day Notice, which has an interest rate of 4.0% AER (variable).
  • 95 Day Notice Account, which is also powered by Investec and has an interest rate of 3.83% AER (variable)
  • 120 Day Notice Account, which is powered by Charter Savings Bank (CSB) and has an interest rate of 3.29% AER (variable). Please note that this account is currently closed to new customers.

For each, you’ll need to give notice to make a withdrawal. This means once you request a withdrawal in the app, it’ll take the respective notice period to receive the funds from the partner bank which powers the account. Once your notice period has passed, you will receive your funds the next working day, typically by 6pm.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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