Deposits & withdrawals

Why have I received less than I was expecting when selling my investments?

When you request a sale of your investments, this is sent to be processed the next working day. Until your investments have been sold down (which is when the value of your funds is finally determined), the amount set aside for sale is still in the market, so you can receive back slightly more or less than you request due to movement in the markets.

Once your sale is complete and the proceeds are added to your Available Cash, you’ll receive an email to confirm the final amount.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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