Junior ISA

Who can contribute to a Moneybox Junior ISA?

Any contributions to a Moneybox Junior ISA must come from the ‘Registered Contact’, or via their unique gift link that can be shared with friends and family directly through the app. You can receive gifts from as many people as you’d like, however, please note that we can only accept deposits from a UK bank account. 

You can find more information on how Junior ISA Gifts work here

Please note that any contributions into a Junior ISA, whether made by yourself as the Registered Contact or via a gift, cannot be withdrawn until the child turns 18.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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