Junior ISA

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How much can I pay into a Junior ISA?

The maximum amount you can pay into your child’s Junior ISA in the current tax year is £9,000 – this allowance is per child and can be split across a Cash JISA and a Stocks & Shares JISA. Contributions into JISAs don’t count towards your own ISA allowance of £20,000 per tax year.

The minimum amount you can pay into a Moneybox Junior ISA is £1. If you are making an easy bank transfer or receiving a Junior ISA Gift, the minimum payment is £100.

Please note that any contributions into a Junior ISA can only be withdrawn by the child once they turn 18, and so cannot be repaid.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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