Investing basics

How long does it take to sell investments?

If you request to sell tracker funds or ETFs, this will complete within 3-5 working days. If you request to sell holdings in US stocks (currently available for our S&S ISA only), this will complete within 1-2 working days.

Any proceeds from sales will be added to your Available Cash, for you to reinvest as you please or simply withdraw to your linked bank account.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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