ISA & LISA transfers

All topics ISA & LISA transfers How long does a transfer in take?

How long does a transfer in take?

Transfers between Cash ISAs should complete within 15 working days of your initial transfer request. If you’re transferring to or from a Stocks & Shares ISA, this period is 30 calendar days. 

When your previous provider has completed the transfer and sent the money, it can take between three to five working days to reach us. Our team will keep you up to date throughout the process, and you can view the status of your transfer in the app in Wealth > Select your account > Activity.

Once we’ve received the payment and the required information from your previous provider, we will apply the funds to your Moneybox account within three working days, and the transfer is complete! For cash accounts, this is when you’ll begin earning interest on your transferred funds.

For ISA to LISA transfers, please note that the subscription date of the transfer will be the date we receive the payment and documentation from your current provider.

 

 

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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