Investments

How do I buy/sell stocks, and how long does it take?

You can buy stocks in Wealth > Stocks & Shares ISA > Explore more investments > Stocks. Once you’ve selected a stock, you can tap ‘invest weekly’ if you’d prefer to set up a weekly stock buy.

Once you’ve invested in stocks, you can request a sell at any time in the Accounts tab by tapping the stock you’d like to sell. If you have a weekly stock buy set up, this can be changed in Settings > Weekly deposit.

If you request a buy or sell through the app before 12pm, we’ll submit your trade request on the same working day when the US markets open. If you submit a request after 12pm, your trade will be processed the next working day as soon as the US market opens (usually 2:30pm UK time).

Buys then typically complete within 1 working day, and you’ll receive an email to confirm the share price and number of shares you’ll receive. For sales, these will normally complete within 1-2 working days.

When selling investments, the proceeds will be added to your Available Cash, ready for you to either reinvest as you please, or withdraw to your bank account!

Please note that these timings above don’t account for delays caused by US/UK holidays.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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