Investments

How can I deposit or transfer to earn the cashback offer?

We’re offering up to £500 in cashback to new and existing customers who open an eligible investment account and deposit at least £500 between 2nd January and 1st February 2026. 🎉   

 

To qualify, you’ll need to open a Stocks & Shares ISA, General Investment Account (GIA), Stocks & Shares LISA, or Junior ISA (JISA) during the offer period. 

 

The cashback is tiered based on the net total of all qualifying deposits across any one or more eligible accounts, including funds transferred from another ISA or LISA provider, so the more you transfer and maintain, the more you can earn, up to £500.

 

There are a few different ways you can deposit into an eligible product with Moneybox:

 

Weekly collection cycle

You can make deposits from your linked bank account via our weekly collection cycle (through any combination of one-off deposits, weekly deposits, or a monthly payday boost). If you choose to deposit via our weekly collection, you’ll need to have instructed this in the app before noon on 28th January 2026.

 

Easy bank transfer 

You can add upwards of £100 via an easy bank transfer by heading to Wealth > Account name > Add money in the app during the offer window. You’ll be directed to your banking app to complete the transaction and will need to deposit by 11:59 pm on 1st February 2026.

 

Manual bank transfer 

For our GIA, Stocks & Shares ISA and Stocks & Shares LISA, you can also send payments upwards of £100 directly from your linked bank account by making a manual bank transfer. You can locate your account number and sort code in Wealth > Account name > More > Manual bank transfers. You’ll need to deposit by 11:59 pm on 1st February 2026.

 

Moving money

You can request to move money from a Moneybox Cash ISA, Open Access Cash ISA, Reward Savings or Simple Saver account to your new Stocks & Shares ISA or GIA. As long as your move money request is requested after the 2nd of January and before 11:59 pm on 1st February 2026, this will count towards your cashback.

 

Gift link deposit (JISA only)

For Junior ISA, qualifying deposits can be made using a gift link. The deposit counts toward the JISA’s cashback (the recipient’s account), not the person who sent the money (the depositor). To qualify, the gift link deposit must be successfully received by 11:59 pm on 1st February 2026.

 

Transferring an ISA or LISA from another provider to Moneybox

If you hold an ISA or LISA with another provider, you can transfer this into a Moneybox ISA. You can start your transfer either during the registration process when choosing how to fund your new account, or after you’ve opened your Stocks & Shares ISA or Stocks & Shares LISA by going to Settings > Transfer in an existing ISA in the app. The transfer needs to be requested before 11:59 pm on 1st February 2026, and show as ‘in progress’ in the app to qualify for the cashback. 

 

Once you’ve opened your account and deposited, moved money or successfully transferred in at least £500, you’ll need to maintain your qualifying deposits until 31st July 2026 in your new investment account(s) and/or the transfer needs to be completed to be eligible for your cashback. Upon satisfaction of the offer requirements, we’ll then pay your cashback into your investment account within 14 calendar days of this date.

 

Offer T&Cs apply; you can find them linked here.

How useful was our article?

View other topics

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

Get started