Getting started

How old do I have to be to open an account?

You must be at least 18 years old to open an account with Moneybox. If you have parental responsibility for a child under 18, and are an existing Moneybox customer, you can open a Stocks and Shares Junior ISA on their behalf in the Accounts tab.

Money you pay into a Junior ISA belongs to the child and can only be accessed by them once they turn 18. You can find out more about our Junior ISA here.

How useful was our article?

View other topics

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

Get started