Once you submit your solicitor’s details to us in Settings > Withdraw > LISA > Buying first home, we’ll…
Once your Lifetime ISA has been open for at least 12 months, you can withdraw your funds penalty-free for…
Lifetime ISA bonuses are paid out at the end of each month, and are based on your total contributions…
Home-buying Gifts are a way for family and friends to help you on your home-buying journey by making gift…
Anyone with a UK bank account can send gifts of £100 or more. For our Cash Lifetime ISA, you…
Housemates allows you to invite another Moneybox customer to link their Lifetime ISA with yours, so you can both…
Your Lifetime ISA balance can only be used towards your exchange deposit or the completion of your qualifying property…
Yes! Funds held in a Lifetime ISA can be used for the purchase of your first home and/or retirement…
You can move up to £4,000 each tax year (or your remaining LISA allowance for the tax year) from…
Our Cash LISA has an interest rate of 4.60% for new customers, made up of a 2.80% AER (variable)…
Lifetime ISA customers can earn cashback by opening a Moneybox Cash ISA after using their LISA balance for a…
Interest for our cash savings accounts (including the Cash LISA and Cash ISAs) is calculated on a daily basis…
You can currently deposit up to £4,000 into your Lifetime ISA (LISA) each tax year, which counts towards your…
Moneybox ISAs and LISAs are continuous, so you don’t have to open a new one with us each tax…
The end of the 25/26 tax year is fast approaching – if you’re looking to open an ISA, LISA,…
The Moneybox app automatically pauses further payments for the tax year once you reach your annual allowance with us….
If you decide to withdraw from your Lifetime ISA for reasons outside of making a qualifying first home purchase…
The Lifetime ISA (LISA) is a product designed by the government to help you to purchase your first home…
The Moneybox Cash LISA holds your savings via third party banks, which are all covered by FSCS protection. You…
For our Stocks & Shares Lifetime ISA, our standard investment account fes apply, which you can view here. We…
If you hold a Moneybox Cash Lifetime ISA, and would like to change this to a Moneybox Stocks &…
Yes, both our Cash LISA and Stocks & Shares LISA are protected by the FSCS, but the protection works…
The interest on your Cash Lifetime ISA accrues daily and is paid on the 1st of every month. Please…
Any UK tax resident aged 18-39 can open a Lifetime ISA. Once you have opened a Lifetime ISA, you…
You can use the money saved in your Lifetime ISA for two purposes: Buying your first home For retirement…
You can use the amount saved in your Lifetime ISA towards your first home if: The property costs £450,000…
You can pay up to £4,000 per tax year into your Lifetime ISA up until age 50, and you’ll…
Yes, you can pay into a Lifetime ISA and an ISA in the same tax year if you wish!…
You can have more than one Lifetime ISA, but you can only pay into one each tax year. You…
You can have a Help to Buy ISA and a Lifetime ISA at the same time, and pay into…
Lifetime ISAs and Help to Buy (HTB) ISAs are government initiatives to help you save for the future. Both…
Yes! You can use your Lifetime ISA to buy a home with another person, regardless of whether or not…
We offer two types of Lifetime ISA: A Cash Lifetime ISA – This works like a cash savings account…
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
For Business Saver: T&Cs apply. Max one withdrawal per day.