Mortgage advice

Can you still help me if I’m not ready to apply for a mortgage?

If you’re not ready just yet, we can still help! Head in-app to Wealth > Mortgages to explore helpful tools and content for every step of your journey. Why not try our house deposit and mortgage calculators to see how much you need to save or how much you could borrow? Check out our guides on everything from budgeting for your mortgage to understanding stamp duty. These are also available on our web blog.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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