ISA & GIA

All topics ISA & GIA Can I move money between my Moneybox ISAs?

Can I move money between my Moneybox ISAs?

You can move money between a Moneybox Cash ISA or Open Access Cash ISA and Stocks & Shares ISA in Settings > Move money between accounts.

Moves between ISAs do not count towards your annual £20,000 allowance. If moving money from either a Cash ISA or Open Access Cash ISA, please note that if your balance drops below £500 you’ll earn a lower rate of 0.75% AER (variable). For the Cash ISA, moving money does not count towards the 3 withdrawals you can make within each 12 month period without affecting your interest rate.

If moving from a Stocks & Shares ISA to a Cash ISA, you can only move funds held in your Available Cash balance. If you don’t have any Available Cash, you can add cash by selling down your investments in a specific fund under Wealth > S&S ISA > Tap your individual fund(s) > Sell.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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