Moneybox Investing Tiered Cashback Offer Terms and Conditions

 

1. PROMOTER

This Investing Tiered Cashback Offer (the “Offer”) is operated and promoted by Digital Moneybox Limited, a limited company registered in England & Wales with the company number 09597755 whose registered office is Suite 1.07, 1-2 Hatfields, London SE1 9PG (“Moneybox”, or “we” / “us” / “our”).

 

2. ELIGIBILITY

2.1. This Offer is open to new Moneybox customers (who have never previously held a Moneybox product or Moneybox account) who fulfil the following criteria in the following order (an “Eligible Customer” or “you”):

     2.1.1. open a Cash ISA, Open Access Cash ISA or Cash LISA via their Moneybox account between 15 June 2026 and 30 June 2026;

     2.1.2. thereafter, open at least one “Eligible Product” via their Moneybox account during the “Offer Window” and not cancel the Eligible Product(s) within the cancellation period; and then

     2.1.3. make a “Qualifying Deposit” into the Eligible Product during the “Offer Window”.

(Eligible Product, Offer Window and Qualifying Deposit have the meanings set out below.)

2.2. The Offer is available from the date on which the Eligible Customer opens the Cash ISA or Cash LISA until 23:59 on 31 July 2026 (the “Offer Window”).

2.3. This Offer cannot be redeemed in conjunction with any other Moneybox offer regarding the Eligible Products.

2.4. To be eligible to receive the Cashback (as defined in Section 3 below), an Eligible Customer must satisfy all of the following requirements (together, the “Offer Requirements”):

     2.4.1. during the Offer Window, you must make a Qualifying Deposit (as defined in Section 2.6 below) of at least £500 into one or more Eligible Product(s);

     2.4.2. you must maintain the balance of your Qualifying Deposit(s) until 31 January 2027 (the “Eligibility Date”); and

     2.4.3. you must satisfy the promotional requirements as set out in the Moneybox Promotional Terms.

2.5. An “Eligible Product” means any one of the following Moneybox products:

     2.5.1. Stocks & Shares ISA;

     2.5.2. General Investment Account;

     2.5.3. Junior ISA; and

provided always that:

         i) the relevant product has been opened during the Offer Window; and
         ii) the registration process for the relevant product is complete, i.e. it is visible in the ‘Your active accounts’ section through the ‘Accounts’ option in the ‘Settings’ tab in the Moneybox app.

2.6. A “Qualifying Deposit” means a total cumulative deposit of £500 or more, which has been successfully deposited and credited into one or more Eligible Product(s) during the Offer Window in any one, or combination of, the following ways:

     2.6.1. by Direct Debit (i.e. weekly collections) provided that you have instructed the collection by Direct Debit on or before 11:59am on 29 July 2026 and the deposit is successfully collected thereafter;

     2.6.2. by easy bank transfer, manual bank transfer or variable recurring payment (if such deposit options are available to you) which is instructed on or before 11:59pm 31 July 2026 and the deposit successfully completes thereafter;

     2.6.3. by using the ‘move money’ feature in the Moneybox app to move money from a Cash ISA, Simple Saver or Reward Saver Account into an Eligible Product provided you have instructed us to ‘move money’ by 11:59pm on 31 July 2026 (Note: using the ‘move money’ feature from any other Moneybox product, including any notice account or Cash LISA, will not be considered a Qualifying Deposit);

     2.6.4. by making a deposit via a gift link for the Junior ISA (which for the purposes of the Cashback will be counted towards the Qualifying Deposits of the recipient of the deposit made via the gift link, not the person making the deposit) so long as the gift link deposit reaches the recipient’s Junior ISA by 11:59pm 31 July 2026;

2.7. Note that the following conditions apply in respect of Qualifying Deposits:

     2.7.1. a Qualifying Deposit does not include any transfer of an existing ISA or investment account from another provider into an Eligible Product;

     2.7.2. the cumulative total of Qualifying Deposits across all Eligible Products will determine the value of your Cashback; and

     2.7.3. you may make withdrawals from your Eligible Products at any time before the Eligibility Date, however, any such withdrawals will reduce the amount of your Cashback. The value of your Cashback will be based on your net Qualifying Deposits minus any net withdrawals made before the Eligibility Date.

2.8. You will not be eligible for the Cashback if you:

     2.8.1. close or delete your Moneybox account, or any Eligible Product(s) before the Payout Date (as defined in Section 3.5 below);

     2.8.2. cancel any of your Eligible Products, whether during the cancellation period or before the Payout Date;

     2.8.3. request to transfer the balance of any of your Eligible Products to another provider which leaves a balance of less than £500 as the net value of Qualifying Deposits and such request to transfer is completed or pending as at the Eligibility Date; or

     2.8.4. make withdrawals from your Eligible Product(s) prior to the Eligibility Date which leaves a balance of less than £500 as the net value of Qualifying Deposits.

 

3. CASHBACK

3.1. The value of your cashback reward (“Cashback”) will be determined by the cumulative net value of all Qualifying Deposits made into the Eligible Product(s) and not withdrawn or transferred prior to the Eligibility Date, as set out in the table below.

3.2. If you open more than one Eligible Product, you will only be eligible for one Cashback payment for the cumulative total of all Qualifying Deposits.

3.3. By participating in this Offer, you agree that the Cashback will be paid into the Eligible Product that you first opened during the Offer Window.

3.4. The Cashback is non-exchangeable, non-transferable and no alternative will be offered.

3.5. The Cashback will be paid upon satisfaction of the Offer Requirements within 30 days from the Eligibility Date (the “Payout Date”).

3.6. We will pay the Cashback into the Eligible Product that you first opened during the Offer Window unless we are unable to do so, for example, if your ISA allowance is maxed out, in which case we will pay the Cashback into your personal bank account linked to your Moneybox account. If you hold ISA products with providers other than Moneybox, and the Cashback may result in you exceeding your annual ISA allowance, please inform us by contacting support@moneyboxapp.com by 31 July 2026. You are responsible for ensuring any Cashback paid does not exceed your annual ISA allowance.

 

4. OTHER

4.1. Entrants cannot enter into this Offer if they are: (a) a resident of the United States; (b) not a UK resident for tax purposes; (c) an employee, contractor, officer or director of Moneybox (or its group companies) or any member of such a person’s immediate family or household; or (d) under 18 years of age.

4.2. Before opening an ISA or LISA product, it is your responsibility to review and understand the ISA and LISA eligibility criteria and rules including those relating to withdrawals and penalties. Any tax implications depend on your personal circumstances, and the ISA and LISA rules may change. Rules regarding contributions, tax benefits, and account usage are subject to change and may vary based on your individual circumstances. By proceeding, you acknowledge and agree that you have verified your compliance with HMRC regulations.

4.3. We will process your name, email address, date of birth, bank details, residential address, and other account details necessary, for the purposes of administering the Offer. Personal data supplied will be treated as set out in our Privacy Notice.

4.4. We do not give tax advice or take account of your individual tax position. You are responsible for understanding your own tax position in relation to any Moneybox product you hold and the Cashback.

4.5. These terms (the “Offer Terms”) supplement the Moneybox Terms and Conditions (including the Moneybox Promotional Terms). To the extent there is a discrepancy between these Offer Terms and the Moneybox Terms and Conditions (including the Moneybox Promotional Terms), the Moneybox Terms and Conditions shall prevail.

4.6. By participating in the Offer, you will automatically be entitled to the Cashback and you are deemed to have accepted these Offer Terms. If you do not want to participate in the Offer, please contact our support team on support@moneyboxapp.com or via in-app chat by the Eligibility Date to be opted out, otherwise all applicants that make a Qualifying Deposit into an Eligible Product will automatically be entered into this Offer. There is no fee for entering this Offer.

4.7. Participation in this Offer may involve investments. It’s important to know that investing involves risk. You may get back less than you invest. Before committing to the long term nature of investments, you should have a shorter term cash supply available for emergencies. The longer you leave your money invested, the higher the chance of it performing better than cash. You should plan to invest for at least 5 years. Fees may also apply.