Moneybox Cash ISA % Cashback Offer Terms and Conditions

Eligibility

1. The Cash ISA % Cashback Offer (the “Offer”) is available to existing customers of Digital Moneybox Limited (“Moneybox” , or “we” / “us” / “our”) who opened a Cash ISA or Open Access Cash ISA as their first Moneybox Product between 14 June 2025 and 13 August 2025 (inclusive) and have not fully transferred, or requested to transfer, that Cash ISA or Open Access Cash ISA (as appropriate) to another ISA provider as at 13 July 2026 (“Eligible Customer” or “you”/”your”).

2. The Offer is available from 12:00am on 13 July 2026 to 11:59pm on 13 September 2026 (the “Offer Window”).

3. To be eligible to receive the Cashback (as defined below), a customer must satisfy all of the following requirements (together, the “Offer Requirements”):
a) be an Eligible Customer as described at Section 1 above;
b) make a Qualifying Deposit (as defined below) of at least £500 into one or more ‘Eligible Product(s)’ (as defined below) during the Offer Window;
c) maintain the balance of the Qualifying Deposit(s) until 13 September 2027 (the “Eligibility Date”); and
d) satisfy and comply with these Offer Terms, including satisfying the promotional requirements as set out in the Moneybox Promotional Terms.

4. An “Eligible Product” means one of the following Moneybox products:
a) Cash ISA (including Open Access Cash ISA);
b) Cash LISA;
c) Stocks & Shares ISA;
d) Stocks & Shares LISA; or
e) Junior ISA.

5. A “Qualifying Deposit” means a total cumulative deposit of £500 or more, which has been successfully deposited and credited into one or more of your Eligible Product(s) during the Offer Window in any one, or combination of, the following ways:
a) by Direct Debit (i.e. weekly collections) provided that you have instructed the collection by Direct Debit on or before 11:59am on 9 September 2026 and the deposit is successfully collected thereafter;
b) by easy bank transfer, manual bank transfer or variable recurring payment (if such deposit options are available to you) which is instructed on or before 11:59pm on 13 September 2026 and the deposit successfully completes thereafter;
c) a gift link deposit credited into a Junior ISA (which for the purposes of this Offer will be counted towards the Qualifying Deposit(s) of the recipient, not the depositor, of the gift link deposit); and/or
d) a transfer from another ISA provider in to your Eligible Product(s) provided any such transfer request has been submitted to us during the Offer Window and is “In Progress” and subsequently completes on or before 11:59pm 13 September 2027 .

6. A transfer that is “In Progress” from another ISA provider is one in which we have received a transfer request during the Offer Window where the Customer’s current provider has been selected and correct policy information has been supplied. This will show as “Transfer in Progress” in the Moneybox app. Any Transfer In Progress must subsequently complete on or before 11:59pm 13 September 2027.

7. You will not be eligible for the Cashback if you:
a) close or delete your Moneybox account or your Eligible Product(s) before the Payout Date (as defined in Section 12 below);
b) request to transfer the balance (in whole or in part) of your Cash ISA or Open Access Cash ISA to another provider and such request to transfer is completed or pending on or before 11:59pm on 13 September 2027; and/or
c) do not fulfil the Offer Requirements or otherwise satisfy or comply with these Offer Terms.

Cashback

8. The value of your cashback reward (“Cashback”) will be the cumulative net value of all Qualifying Deposits (that have not been withdrawn or transferred out of the relevant Eligible Product(s) prior to the Eligibility Date), multiplied by 0.5%. The maximum Cashback available is £100.

When the Cashback earnt is not a ‘full number’, we will use typical rounding rules. For example, if an Eligible Customer makes £5,275 of Qualifying Deposits (which they do not then withdraw or transfer out before the Eligibility Date), they will earn Cashback that is equal to 0.5% of the £5,275 i.e. £26.375. We would round this up to £26.38.

9. You will only receive one Cashback payment under this Offer, even if you deposit into more than one Eligible Product. Your Cashback will be calculated on the combined total of your Qualifying Deposits across all of your Eligible Products.

10. By participating in this Offer, you agree that the Cashback will be paid into your personal bank account linked to your Moneybox account. The Cashback is non-exchangeable, non-transferable and no alternative will be offered.

11. This Offer cannot be redeemed in conjunction with any other Moneybox Offer.

12. The Cashback will be paid upon satisfaction of the Offer Requirements, within 14 days from the Eligibility Date (the “Payout Date”).

Other

13. Please check with us before you transfer from another ISA provider to ensure we can support your transfer. We are not liable for any delay in the transfer of an ISA.

14. We do not give tax advice or take account of your individual tax position. You are responsible for understanding your own tax position in relation to any Moneybox product you hold and the Cashback.

15. It is your responsibility to review and understand the eligibility criteria and rules for ISAs, including those relating to withdrawals and any applicable restrictions. Tax implications depend on your personal circumstances, and ISA rules may change. Contribution limits, tax benefits, and permitted account usage are subject to HMRC regulations. By proceeding, you acknowledge you have verified your compliance with HMRC regulations.

16. These terms (the “Offer Terms”) supplement the Moneybox Terms and Conditions (including the Moneybox Promotional Terms). To the extent there is a discrepancy between these Offer Terms and the Moneybox Terms and Conditions (including the Moneybox Promotional Terms), the Moneybox Terms and Conditions shall prevail.

17. By participating in the Offer, you will automatically be entitled to the Cashback and you are deemed to have accepted these Offer Terms. If you do not want to participate in the Offer, please contact our support team on support@moneyboxapp.com or via in-app chat by 13 September 2027 to be opted out.