2025/26 End of Tax Year Prize Draw T&Cs
End of 2025/2026 Tax Year Prize Draw February 2026 Terms and Conditions
1. PROMOTER
The End of 2025/2026 Tax Year Prize Draw (the “Prize Draw”) is operated and promoted by Digital Moneybox Limited, a limited company registered in England & Wales with the company number 09597755 whose registered office is Suite 1.07 1-2 Hatfields, London SE1 9PG (“Moneybox”, or “we” / “us” / “our“).
2. ELIGIBILITY
2.1. The Prize Draw is open to all Moneybox customers who fulfil the following criteria (an “Eligible Customer” or “you”):
2.1.1. have or open at least one “Qualifying Product” via their Moneybox account during the “Qualifying Period”; and
2.1.2. make a “Qualifying Deposit” during the “Qualifying Period”.
(Qualifying Product, Qualifying Period and Qualifying Deposit have the meanings set out below.)
2.2.The Prize Draw is available from 12am on 23 February 2026 to 11.59pm on 5 April 2026 (the “Qualifying Period”).
2.3. A “Qualifying Product” means:
2.3.1.you have or have opened any one of the following Moneybox products:
a. Cash Lifetime ISA;
b. Stocks & Shares Lifetime ISA;
c. Cash ISA;
d. Open Access Cash ISA;
e. Stocks & Shares ISA;
f. Junior Stocks & Shares ISA; or
g. Moneybox Pension; and
2.3.2. the registration process for each of those products is complete, i.e. they will be visible in the ‘Your active accounts’ section through the ‘Accounts’ option in the ‘Settings’ tab in the Moneybox app.
2.4. A “Qualifying Deposit” means a total deposit of £100 or more, which has been successfully deposited and credited (or deemed to have been deposited and credited as per Sections 2.5-2.6) into a Qualifying Product during the Qualifying Period, by one or more of the following ways:
2.4.1. Direct Debit (i.e. weekly collections) provided that you have instructed the collection by Direct Debit on or before 12pm (noon) on 1 April 2026 and the deposit is successfully credited into the Qualifying Product during the Qualifying Period;
2.4.2. easy bank transfers, manual bank transfers or variable recurring payments (if such deposit options are available to you);
2.4.3. by using the “Move Money” feature to move money from a Simple Saver Account, Reward Saver Account, Savings 32 Day Notice Account, Savings 45 Day Notice Account, Savings 90 Day Notice Account, Savings 95 Day Notice Account, Savings 120 Day Notice Account or General Investment Account into a Qualifying Product;
2.4.4. a gift link deposit credited into the Qualifying Product (which for the purposes of this Prize Draw will be counted towards the Qualifying Deposit(s) of the recipient, not the depositor, of the gift link deposit); and/or
2.4.5. a transfer from another ISA or Lifetime ISA provider into a Qualifying Product provided any such transfer is requested before or during the Qualifying Period and completes between 12am on 23 February 2026 and 11.59pm on 5 April 2026.
2.5. Each Qualifying Deposit shall result in 1 entry into the Prize Draw, subject to the following:
2.5.1. it is not necessary to break down deposits of more than £100 into separate deposits; for example, a single deposit of £1,000 will be counted as 10 Qualifying Deposits (and therefore 10 entries into the Prize Draw);
2.5.2. smaller sums that cumulatively add up to £100 will be deemed a Qualifying Deposit, such that every multiple of £100 deposited into a Qualifying Product within the Qualifying Period will be counted as 1 Qualifying Deposit (and therefore 1 entry into the Prize Draw);
2.5.3. any government bonus is not counted as a Qualifying Deposit;
2.5.4. any withdrawal(s) from any applicable Qualifying Products during the Qualifying Period shall be subtracted from the total Qualifying Deposits (apart from a withdrawal from a Lifetime ISA for the purpose of a qualifying property purchase, which will not affect your entries in the Prize Draw);
2.5.5. partial or full withdrawals from a Lifetime ISA for any reason other than a permitted reason as set out in the ISA Regulations may incur a government withdrawal charge of 25% of the withdrawal amount. The portion of the withdrawal which is the government withdrawal charge will not count towards the reduction in the number of entries you earned from your Qualifying Deposits for this Prize Draw (you earn one entry per Qualifying Deposit). For example, if you make a Qualifying Deposit of £2,000 (eligible for 20 Qualifying Deposits) during the Qualifying Period, then withdraw £1,000 (including the government withdrawal charge), £250 of the total £1,000 withdrawal will be the 25% government withdrawal charge and so you will receive £750, and your Qualifying Deposits will therefore be adjusted accordingly and counted as 12 Qualifying Deposits;
2.5.6. the maximum number of entries that can be earned in the Prize Draw is as follows:
a. 40 entries for Cash Lifetime ISA and Stocks & Shares Lifetime ISA (subject to the overall maximum number of ISA entries in Sub-Section (b) below);
b. 200 entries for a Cash ISA and Stocks & Shares ISA (which includes Lifetime ISA entries per Sub-Section (b));
c. 90 entries for a Junior Stocks & Shares ISA;and
d. 480 entries for a Pension;
2.5.7. Any Qualifying Deposits that exceed the maximum number of entries in Section 2.5.6 for their respective Qualifying Products will not be counted in the Prize Draw; and
2.5.8. Any Qualifying Deposits that fulfil the conditions in Section 2.6 below shall earn the maximum number of entries in the Prize Draw
2.6. For the purposes of calculating entries only, if you have deposited the annual Lifetime ISA or ISA or Pension limit for the 2025/26 tax year, into any of your Qualifying Product(s):
2.6.1. during the Qualifying Period by making Qualifying Deposits; or prior to the Qualifying Period, you will be deemed to have made Qualifying Deposits in the amount of the relevant annual ISA or Pension limit on the first day of the Qualifying Period,
then you may in each case (subject always to any withdrawals you make during the Qualifying Period per these Prize Draw Terms) be eligible to receive the maximum number of entries into the Prize Draw as set out in Section 2.5.6.
2.7. Any withdrawals from the Qualifying Products will reduce your entries as set out in Sections 2.5.4 and 2.5.5 above. If, following any withdrawals, your Qualifying Product no longer contains a Qualifying Deposit by the end of the Qualifying Period, then you will no longer be eligible to win the Prize Draw.
2.8. To be eligible to win the Prize Draw you must continue to hold your Qualifying Product(s) with the Qualifying Deposit(s) with us until the date the winners are selected (see below). If you request to close or transfer any of your Qualifying Product(s) to another ISA or Lifetime ISA provider and such request to close or transfer is completed or pending at 11.59pm on 16 April 2026, then you will no longer be eligible to win the Prize Draw.
3. WINNERS
3.1. Weekly Prize Draw:
3.1.1. 1 winner will be randomly selected for the weekly prize draw in accordance with the laws of chance, consistent with the requirements of Promotional Marketing Rule 8.24 of the CAP Code, by a computer process every Thursday from and including 5 March 2026 until and including 2 April 2026 and notified by email by 11.59pm on the day after the selection using the email address connected to their Moneybox accounts.
3.1.2. Entries for the weekly prize draw will be based on the number of entries that Eligible Customers have earned by 11.59pm every Monday from 2 March 2026 to 30 March 2026.
3.1.3. Each winner of the weekly prize draw must respond to Moneybox’s email to confirm if they accept or decline the weekly prize within five (5) business days from the date that Moneybox sends the Eligible Customer an email notifying them about the weekly prize.
3.1.4. If a selected winner does not respond to our email to accept or decline the weekly prize within this timeframe, a new winner will be randomly selected by the following Thursday, and notified by email within five (5) business days. The new selected winner will also need to accept or decline the weekly prize within five (5) business days of the email notification, otherwise a new winner will randomly be selected following the above process and shall again need to accept or reject the weekly prize within five (5) business days.
3.1.5. You cannot win more than one weekly prize draw. However, if you win a weekly prize draw, you are still eligible for the grand prize draw (see Section 3.2 below).
3.2. Grand Prize Draw
3.2.1. Ten (10) grand prize draw winners will be randomly selected in accordance with the laws of chance, consistent with the requirements of Promotional Marketing Rule 8.24 of the CAP Code, by a computer process on 21 April 2026 and notified by email by 11.59pm on 22 April 2026 using the email address connected to their Moneybox accounts. Winners will be awarded grand prizes in the order they are selected i.e. the first winner selected will win £25,000, the following 4 winners selected will win £5,000 and so on (per the prizes at Section 4 below). We will also randomly select 5 back-up winners for each grand prize in the event that a winner does not accept the prize, per the below.
3.2.2. Each grand prize winner must respond to Moneybox’s email to confirm if they accept or decline the grand prize within five (5) business days from the date that Moneybox sends the Eligible Customer an email notifying them about the grand prize.
3.2.3. If a selected grand prize winner does not respond to our email to accept or decline the grand prize within this timeframe, a new grand prize winner will be randomly selected by 30 April 2026 (per Section 3.2.1), and notified by email within five (5) business days. The new selected grand prize winner will also need to accept or decline the grand prize within five (5) business days from email notification, otherwise a new grand prize winner will again be randomly selected following the above process and shall again need to accept or reject the grand prize within five (5) business days.
3.2.4. You cannot win more than one grand prize draw.
4. PRIZES
4.1. There are a total of five (5) weekly prizes of £10,000 each on offer. The weekly prizes will only be paid to the weekly prize winners (per Section 3.1 above). The weekly prizes will be paid directly into each winner’s bank account linked to their Moneybox account. We will aim to complete the payments within five (5) business days from the date of acceptance of the weekly prize(s).
4.2. There are a total of ten (10) grand prizes on offer: one (1) grand prize of £25,000, four (4) grand prizes of £5,000 each and five (5) grand prizes of £1,000 each. The grand prizes will only be paid to the grand prize winners (per Section 3.2 above). The grand prizes will be paid directly into each grand prize winner’s bank account linked to their Moneybox account. We will aim to complete the payments within five (5) business days from the date of acceptance of the grand prize(s).
5. OTHER
5.1. You cannot enter into this competition if you are: (a) a resident of the United States; (b) not a UK resident for tax purposes; (c) an employee, contractor, officer or director of Moneybox (or its group companies) or any member of such a person’s immediate family or household; or (d) under 18 years of age.
5.2. These Prize Draw Terms and Conditions (the “Prize Draw Terms”) supplement the Moneybox Terms & Conditions and the Moneybox Promotional Terms & Conditions available on the Moneybox website and app. To the extent there is a discrepancy between: (i) these Prize Draw Terms and; (ii) the Moneybox Terms and Conditions and the Moneybox Promotional Terms & Conditions, the Moneybox Terms and Conditions and the Moneybox Promotional Terms & Conditions shall prevail.
5.3. By placing a deposit or opening a product with us at any time, you are deemed to have accepted these Prize Draw Terms. Please contact our team on support@moneyboxapp.com or via the in-app chat if you would prefer not to participate, otherwise all applicants that make a Qualifying Deposit into a Qualifying Product will automatically be entered into the Prize Draw. There is no fee for entering the Prize Draw.
5.4. Moneybox may request that any winner participate in any reasonable publicity, including media campaigns. Moneybox will obtain the winners’ consent for any such participation.
5.5. We may publish the winners’ surnames and county locations. The winners agree to permit their surname and location to be used in any promotional or marketing activities by Moneybox, subject to their right to object in Section 5.6 below.
5.6. Please note we are required to make available information that indicates that a valid award took place. If you object to any or all of your surname and county or any other details being published or made available, please notify us by contacting us on support@moneyboxapp.com. Please note that even if you do object, we must provide details of any Prize Draw entrants by law to: (i) the Advertising Standards Authority, the Financial Conduct Authority, or any other competent authority requiring such details, on request; and (ii) anyone requesting this information by sending a stamped addressed envelope to our registered office address within 90 days of the end of the Qualifying Period
5.7. We will process your name, email address, date of birth, bank details, residential address, and other account details necessary, for the purposes of administering the Prize Draw. Personal data supplied will be treated as set out in our Privacy Notice.
5.8. Before opening a Lifetime ISA product, it is your responsibility to review and understand the Lifetime ISA eligibility criteria and rules including those relating to withdrawals and penalties. Any tax implications depend on your personal circumstances, and the Lifetime ISA rules may change. Rules regarding contributions, tax benefits, and account usage are subject to change and may vary based on your individual circumstances. By proceeding, you acknowledge you have verified your compliance with HMRC regulations.
5.9. Please check with us before you transfer from another ISA or Lifetime ISA provider to ensure we can support your transfer. We are not liable for any delay in transfer of an ISA or Lifetime ISA.
5.10. Participation in this Offer may involve investments. It’s important to know that investing involves risk. You may get back less than you invest. Before committing to the long term nature of investments, you should have a shorter term cash supply available for emergencies. The longer you leave your money invested, the higher the chance of it performing better than cash. You should plan to invest for at least 5 years. Fees may also apply.